Privacy Policy

Last Modified: 26 July 2024

1. Introduction

Walletize manages the website https://www.walletize.app (hereinafter referred to as “Service”).

Our Privacy Policy regulates your visit to https://www.walletize.app, detailing how we collect, protect, and disclose information resulting from your use of our Service.

We utilize your data to offer and enhance our Service. By using the Service, you consent to the collection and use of information as described in this policy. Unless stated otherwise in this Privacy Policy, the terms used here have the same meanings as defined in our Terms and Conditions.

Our Terms and Conditions (“Terms”) govern all use of our Service and together with the Privacy Policy constitutes your agreement with us.

2. Definitions

SERVICE refers to the https://www.walletize.app website managed by Walletize.

PERSONAL DATA means information about a living individual that can identify them, either directly from that data or combined with other information we have or might obtain.

USAGE DATA is information automatically collected, either generated through the use of the Service or from the Service infrastructure itself (such as the type of browser used).

COOKIES are small files saved on your device (computer or mobile device).

DATA CONTROLLER refers to a person or entity who determines the purposes and methods of processing personal data. In the context of this Privacy Policy, we are the Data Controller for your data.

DATA PROCESSORS (OR SERVICE PROVIDERS) are individuals or entities that process data on behalf of the Data Controller. We may engage various Service Providers to handle your data more efficiently.

DATA SUBJECT refers to any living individual who is the subject of Personal Data.

THE USER is the individual utilizing our Service. The User is equivalent to the Data Subject, who is the subject of Personal Data.

3. Types of Data Collected

We gather various types of information for different purposes to deliver and enhance our Service for you.

Personal Data

When using our Service, we may request certain personally identifiable information to contact or identify you (“Personal Data”). This information may include, but is not limited to:

• Email address
• Name
• Profile picture
• Cookies and Usage Data
• Personal financial information

We may use your Personal Data to send you newsletters, marketing or promotional materials, and other information that could be of interest to you. You can opt out of receiving any or all of these communications by following the unsubscribe link provided.

Personal Financial Information

As long as you use the income, spending, asset, liabilities, and budgeting tracking features of Walletize, the Service will process your personal financial information, including details such as income, expenses, budgets, assets, liabilities, and related data, based on the information you provide.

You furthermore acknowledge that, as part of the personal data processing for the purpose of service provision, we will not engage in profiling to analyze or predict aspects concerning your family status, housing situation, education and employment, property details, economic situation, or behavior. The Service aims to deliver a personalized experience without using such profiling techniques.

Usage Data

We may also gather information that your browser transmits when you visit our Service or access it through a mobile device (“Usage Data”).

This Usage Data can include details such as your computer’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages you visit on our Service, the time and date of your visit, the duration spent on those pages, unique device identifiers, and other diagnostic information.

When you access the Service using a mobile device, Usage Data may also include information such as the type of mobile device, its unique ID, the IP address of your mobile device, your mobile operating system, the mobile Internet browser you use, unique device identifiers, and other diagnostic data.

4. Use of Data

Walletize utilizes the collected data for a variety of purposes:

• To enable you to engage with interactive features of our Service when you choose to do so;
• To inform you of changes to our Service;
• To provide customer support;
• To collect analysis or valuable information for improving our Service;
• To monitor the usage of our Service;
• To identify, prevent, and address technical issues;
• To execute our obligations and uphold our rights under any contracts with you, including billing and collection;
• To notify you about your account and/or subscription, including expiration and renewal notices, email instructions, etc.;
• To send you news, special offers, and general information about other products, services, and events similar to those you have previously purchased or inquired about, unless you have opted out of receiving such information;
• For any other purpose with your consent.

5. Retention of Data

We will keep your Personal Data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. Your Personal Data will be retained and used as needed to meet legal obligations (such as complying with applicable laws), resolve disputes, and enforce our legal agreements and policies.

We will also retain Usage Data for internal analysis. This data is usually kept for a shorter period, unless it is used to enhance the security or functionality of our Service, or if we are legally required to retain it for a longer duration.

6. Transfer of Data

Your information, including Personal Data, may be transferred to and stored on computers located outside your state, province, country, or other governmental jurisdiction, where data protection laws may differ from those in your jurisdiction.

By consenting to this Privacy Policy and submitting your information, you agree to this transfer.

Walletize will take reasonable steps to ensure that your data is handled securely and in accordance with this Privacy Policy. No transfer of your Personal Data will occur to any organization or country without appropriate controls in place to protect your data and personal information.

7. Disclosure of Data

We may disclose personal information that we collect or you provide in the following circumstances:

Disclosure for Law Enforcement

In certain situations, we may need to disclose your Personal Data if required by law or in response to valid requests from public authorities.

Other Cases

• To contractors, service providers, and other third parties who assist us in operating our business;
• To achieve the purpose for which you provided the information;
• With your consent in other cases.

8. Security of Data

We prioritize the security of your data, but it's important to remember that no method of transmission over the Internet or electronic storage is completely secure. Although we make every effort to use commercially acceptable measures to protect your Personal Data, we cannot guarantee its absolute security.

9. Your Data Protection Rights Under General Data Protection Regulation (GDPR)

If you are a resident of the European Union (EU) or the European Economic Area (EEA), you have specific data protection rights under the GDPR. For more details, see: https://eur-lex.europa.eu/eli/reg/2016/679/oj

We strive to take reasonable measures to enable you to correct, update, delete, or limit the use of your Personal Data.

If you want to know what Personal Data we hold about you or request its removal from our systems, please contact us via email at support@walletize.app.

In certain situations, you have the following data protection rights:

• The right to access, update, or delete the information we hold about you;
• The right to rectification, allowing you to correct any inaccurate or incomplete information;
• The right to object to our processing of your Personal Data;
• The right to restrict the processing of your Personal Data;
• The right to data portability, enabling you to receive your Personal Data in a structured, machine-readable format;
• The right to withdraw consent, allowing you to retract your consent at any time if we rely on it for processing your Personal Data;

Please note that we may ask you to verify your identity before addressing such requests. Additionally, we may not be able to provide the Service without some essential data.

10. Your Data Protection Rights under the California Privacy Protection Act (CalOPPA)

CalOPPA is the first state law in the U.S. requiring commercial websites and online services to post a privacy policy. The law extends beyond California, mandating that anyone operating websites that collect personally identifiable information from California residents must publish a clear privacy policy detailing the information collected and with whom it is shared, and adhere to this policy. For more details, visit: https://consumercal.org/about-cfc/cfc-education-foundation/california-online-privacy-protection-act-caloppa-3/

In compliance with CalOPPA, we commit to the following:

• Users can visit our site anonymously;
• The Privacy Policy link on our site includes the word “Privacy” and is easily accessible on our homepage;
• Any changes to our Privacy Policy will be communicated on our Privacy Policy Page;
• Users can update their personal information by emailing us at support@walletize.app.

11. Your Data Protection Rights under the California Consumer Privacy Act (CCPA)

If you are a resident of California, you have the right to know what data we collect about you, request its deletion, and ensure it is not sold or shared. To exercise these rights, you can make the following requests:

a) Access to Your Personal Information

If you request this information, we will provide:

• The categories of personal information we have collected about you;
• The sources from which we collected your personal information;
• The business or commercial purpose for collecting or selling your personal information;
• The categories of third parties with whom we share your personal information;
• The specific pieces of personal information we have collected about you;
• A list of categories of personal information we have sold, including any categories of companies we sold it to. If we have not sold your information, we will let you know;
• A list of categories of personal information disclosed for business purposes, including categories of companies we shared it with.

You can request this information up to twice within a rolling twelve-month period. The information provided will be limited to the personal data collected in the past 12 months.

b) Deletion of Your Personal Information

If you request deletion, we will remove your personal information from our records and instruct any service providers to do the same. Deletion may sometimes be achieved through de-identification. Please note, deleting your information may limit your ability to use certain functions that require personal data.

c) Opt-Out of Selling Your Personal Information

We do not sell or rent your personal information to third parties. You are the sole owner of your personal data and can request access or deletion at any time.

Please be aware that requesting deletion or opting out of data sales may impact your experience with us, and you might not be able to access certain programs or services that require personal information. However, we will not discriminate against you for exercising your rights.

To exercise your rights under the CCPA, please send your requests to:

By email: support@walletize.app

Your data protection rights under the CCPA are detailed above. For more information, visit the official California Legislative Information website. The CCPA became effective on January 1, 2020.

12. Service Providers

We may engage third-party companies and individuals ("Service Providers") to help us operate our Service, manage Service functions on our behalf, perform related tasks, or assist in analyzing how our Service is utilized.

These third parties have access to your Personal Data solely to perform these functions for us and are required to keep this information confidential and not use it for any other purpose.

13. Analytics

We may utilize third-party Service Providers to monitor and analyze how our Service is used.

Google Analytics

Google Analytics is a web analytics service provided by Google that tracks and reports website traffic. Google uses the collected data to track and monitor our Service, and this data may be shared with other Google services. Google may also use the data to personalize ads within its advertising network.

For details on Google's privacy practices, visit the Google Privacy Terms page: https://policies.google.com/privacy?hl=en.

We also recommend reviewing Google’s policy on data protection: https://support.google.com/analytics/answer/6004245.

14. Payments

We offer paid products or services within our Service and we use third-party payment processors to handle transactions.

We do not store or collect your payment card details. Instead, this information is sent directly to our third-party payment processors, whose use of your data is governed by their own Privacy Policies.

The payment processor we use is:

• Paddle: https://www.paddle.com/legal/privacy

15. Links to Other Websites

Our Service may include links to external websites that we do not control. If you click on a link to a third-party site, you will be taken to their website. We highly recommend reviewing the Privacy Policy of every site you visit.

We have no control over and are not responsible for the content, privacy policies, or practices of any third-party websites or services.

16. Children's Privacy

Our Services are not intended for individuals under 18 years old (“Child” or “Children”).

We do not knowingly collect personal information from Children under 18. If you become aware that a Child has provided us with personal information, please contact us. If we discover that we have collected personal data from Children without parental consent, we will take steps to delete that information from our servers.

17. Updates to This Privacy Policy

We may revise our Privacy Policy periodically. Any changes will be posted on this page.

We will notify you of any changes by email and/or a prominent notice on our Service before the changes take effect, and we will update the “effective date” at the top of this Privacy Policy.

You are encouraged to review this Privacy Policy periodically for any updates. Changes to this Privacy Policy are effective when posted on this page.

18. Contact Information

If you have any questions about this Privacy Policy, please reach out to us:

By email: support@walletize.app