Terms of Service

Last Modified: 26 July 2024

1. Introduction

These Terms of Service ("Terms", "Terms of Service"), along with our Privacy Policy, constitute the entire agreement ("Agreement") between Walletize ("Company", "We", "Our", "Us") and you ("You" or the "User"). These Terms govern your use of our web pages and services available at walletize.app (collectively, the "Service").

By (a) purchasing access to the service through an online ordering process that references this agreement, (b) signing up for a free plan for the service through a screen that references this agreement, or (c) clicking a box indicating acceptance, you agree to be bound by this Agreement.

If you do not agree with or cannot comply with this Agreement, you may not use the Service. Please read carefully.

2. Communications

By creating an Account on our Service, you agree to receive newsletters, marketing or promotional materials, and other information we may send. However, you can opt out of receiving any or all of these communications by following the unsubscribe link or by emailing us.

3. Purchases

If you wish to purchase any product or service available through the Service ("Purchase"), you may need to provide certain information relevant to your Purchase, including your credit card number, expiration date, billing address, and shipping information.

You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and (ii) the information you supply to us is true, correct, and complete.

We may use third-party services to facilitate payment and complete Purchases. By submitting your information, you allow us to provide this information to these third parties, subject to our Privacy Policy.

We reserve the right to refuse or cancel your order at any time for reasons including, but not limited to: product or service availability, errors in the description or price of the product or service, error in your order, or other reasons.

We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.

4. Subscriptions

Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are set either on a monthly or yearly basis, depending on the type of subscription plan you select when purchasing a Subscription.

At the end of each Billing Cycle, your Subscription will automatically renew under the same conditions unless you cancel it or Walletize cancels it. You may cancel your Subscription renewal either through your billing settings page or by contacting Walletize customer support.

A valid payment method, including a credit card, is required to process the payment for your subscription. You must provide Walletize with accurate and complete billing information including your full name, country of origin, email address, and valid payment method information. By submitting such payment information, you automatically authorize Walletize to charge all Subscription fees incurred through your account to any such payment instruments.

5. Contests, Sweepstakes and Promotions

Any contests, sweepstakes, or other promotions (collectively, "Promotions") available through the Service may have rules separate from these Terms of Service. If you participate in any Promotions, please review the applicable rules and our Privacy Policy. In the event of a conflict between the Promotion rules and these Terms of Service, the Promotion rules will take precedence.

6. Free Trial

Walletize may, at its sole discretion, offer a Subscription with a free trial for a limited period of time ("Free Trial").

You may be required to enter your billing information to sign up for the Free Trial.

If you do enter your billing information when signing up for the Free Trial, you will not be charged by Walletize until the Free Trial has expired. On the last day of the Free Trial period, unless you cancel your Subscription, you will be automatically charged the applicable Subscription fees for the type of Subscription you have selected.

At any time and without notice, Walletize reserves the right to (i) modify the Terms of Service of the Free Trial offer, or (ii) cancel such Free Trial offer.

7. Fee Changes

Walletize may modify Subscription fees at any time, at its sole discretion. Any change in Subscription fees will become effective at the end of the current Billing Cycle.

Walletize will provide reasonable prior notice of any changes in Subscription fees, allowing you to terminate your Subscription before the change becomes effective.

Continuing to use the Service after the Subscription fee change takes effect constitutes your agreement to pay the new fee amount.

8. Refunds

Except as required by law, paid Subscription fees are non-refundable.

9. Content

Our Service allows you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("Content". You are responsible for the Content that you post on or through the Service, including its legality, reliability, and appropriateness.

By posting Content on or through the Service, You represent and warrant that: (i) the Content is yours (you own it) and/or you have the right to use it and grant us the rights and license as provided in these Terms, and (ii) the posting of your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity. We reserve the right to terminate the account of anyone found to be infringing on a copyright.

You retain any and all of your rights to any Content you submit, post, or display on or through the Service, and you are responsible for protecting those rights. We take no responsibility and assume no liability for Content you or any third party posts on or through the Service. However, by posting Content using the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You agree that this license includes the right for us to make your Content available to other users of the Service, who may also use your Content subject to these Terms.

Walletize has the right, but not the obligation, to monitor and edit all Content provided by users.

10. No Financial Advice

Based on the information you provide, Walletize provides lists, charts, and personalized views to help you visualize and manage your personal finances more effectively.

Please note that these features are designed to assist with financial management and do not constitute professional financial, tax, accounting, investment, or any other type of professional advice. Walletize makes no representations or warranties regarding the accuracy or usefulness of these visualizations and will not be liable for any damages resulting from your use of these features.

11. Prohibited Uses

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service for:

Additionally, you agree not to:

If you become aware of any violations, please report them to us immediately by contacting support@walletize.app.

12. Analytics

We may utilize third-party Service Providers to monitor and analyze how our Service is used.

Google Analytics

Google Analytics is a web analytics service provided by Google that tracks and reports website traffic. Google uses the collected data to track and monitor our Service, and this data may be shared with other Google services. Google may also use the data to personalize ads within its advertising network.

For details on Google's privacy practices, visit the Google Privacy Terms page: https://policies.google.com/privacy?hl=en.

We also recommend reviewing Google’s policy on data protection: https://support.google.com/analytics/answer/6004245.

13. No Use By Minors

The Service is intended only for access and use by individuals who are at least eighteen (18) years old. By accessing or using any part of the Company’s Service, you warrant and represent that you are at least eighteen (18) years of age and have the full authority, right, and capacity to enter into this agreement and abide by all the terms and conditions of these Terms. If you are not at least eighteen (18) years old, you are prohibited from accessing or using the Service.

14. Accounts

When you create an account with us, you guarantee that you are above the age of 18, and that the information you provide is accurate, complete, and current at all times. Providing inaccurate, incomplete, or outdated information may result in the immediate termination of your account on the Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

You may not use a name that is the name of another person or entity that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is offensive, vulgar, or obscene.

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

15. Intellectual Property

The Service, along with its original content (excluding user-provided Content), features, and functionality, remains the exclusive property of Walletize and its licensors. The Service is protected by copyright, trademark, and other intellectual property laws. Our trademarks and trade dress may not be used in connection with any product or service without Walletize's prior written consent.

16. Copyright Policy

We are committed to respecting the intellectual property rights of others. Our policy is to address any claim that Content posted on our Service infringes on the copyright or other intellectual property rights ("Infringement" of any individual or entity.

If you are a copyright owner or are authorized to act on their behalf, and you believe that your copyrighted work has been copied in a manner that constitutes copyright infringement, please submit your claim via email to support@walletize.app, with the subject line: "Copyright Infringement". Be sure to include a detailed description of the alleged infringement in your claim.

Please note that you may be held liable for damages (including costs and attorneys' fees) if your claim involves misrepresentation or is made in bad faith regarding the infringement of any Content on or through our Service.

17. Error Reporting and Feedback

You can provide us with information and feedback about errors, suggestions for improvements, ideas, problems, complaints, and other matters related to our Service ("Feedback" either directly at support@walletize.app or through third-party sites and tools. By submitting Feedback, you acknowledge and agree that: (i) you will not retain, acquire, or assert any intellectual property rights or other rights, titles, or interests in the Feedback; (ii) our company may have similar development ideas; (iii) Feedback does not contain confidential or proprietary information from you or any third party; and (iv) we are not obligated to keep the Feedback confidential. If transferring ownership of the Feedback is not feasible due to applicable laws, you grant us and our affiliates an exclusive, transferable, irrevocable, royalty-free, sub-licensable, unlimited, and perpetual right to use (including copying, modifying, creating derivative works, publishing, distributing, and commercializing) the Feedback in any manner and for any purpose.

18. Links to Other Websites

Our Service may include links to third-party websites or services that are not owned or controlled by Walletize.

Walletize does not control and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not endorse or make any warranties regarding the offerings of these entities or their websites.

YOU ACKNOWLEDGE AND AGREE THAT WALLETIZE SHALL NOT BE LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS, OR SERVICES AVAILABLE ON OR THROUGH ANY THIRD-PARTY WEBSITES OR SERVICES.

WE STRONGLY RECOMMEND THAT YOU REVIEW THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES OR SERVICES YOU VISIT.

19. Disclaimer of Warranty

THESE SERVICES ARE PROVIDED BY COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE OPERATION OF THEIR SERVICES OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED THEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.

NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

20. Limitation of Liability

UNLESS OTHERWISE REQUIRED BY LAW, YOU AGREE TO HOLD US, ALONG WITH OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS, FREE FROM ANY LIABILITY FOR INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, REGARDLESS OF HOW THEY OCCUR (INCLUDING ATTORNEYS' FEES AND OTHER RELATED COSTS FROM LITIGATION OR ARBITRATION, WHETHER AT TRIAL OR ON APPEAL, EVEN IF LITIGATION OR ARBITRATION IS NOT INITIATED), WHETHER ARISING FROM A CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTS, OR RELATED TO THIS AGREEMENT. THIS INCLUDES, BUT IS NOT LIMITED TO, CLAIMS OF PERSONAL INJURY OR PROPERTY DAMAGE ARISING FROM THIS AGREEMENT OR ANY BREACH OF FEDERAL, STATE, OR LOCAL LAWS BY YOU, EVEN IF WE HAVE BEEN WARNED ABOUT THE POSSIBILITY OF SUCH DAMAGES. EXCEPT AS LAW MIGHT REQUIRE, IF OUR COMPANY IS FOUND LIABLE, THE LIABILITY WILL BE LIMITED TO THE AMOUNT YOU PAID FOR THE PRODUCTS AND/OR SERVICES, AND CONSEQUENTIAL OR PUNITIVE DAMAGES WILL NOT BE AWARDED. SOME STATES MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

21. Termination

We reserve the right to terminate or suspend your account and deny access to the Service immediately, without any prior notice or liability, at our sole discretion, for any reason and without restriction, including but not limited to violations of the Terms.

If you want to end your account, you can do so simply by stopping the use of the Service.

Any provisions of the Terms that are intended to survive termination will remain in effect, including, but not limited to, ownership rights, disclaimers of warranties, indemnities, and liability limitations.

22. Governing Law

These Terms will be governed by and interpreted according to the applicable laws, without considering its conflict of law rules.

If we do not enforce any right or provision of these Terms, it will not be seen as a waiver of those rights. Should any provision of these Terms be deemed invalid or unenforceable by a court, the other provisions will still apply. These Terms represent the complete agreement between us regarding the Service and replace any previous agreements we may have had concerning the Service.

23. Changes to Service

We have the right to modify or remove our Service, including any services or materials provided through it, at our sole discretion and without prior notice. We won’t be liable if the Service, or any part of it, is unavailable at any time or for any duration. Occasionally, we may limit access to certain features or the entire Service for users, including those who are registered.

24. Amendments to Terms

We may update the Terms at any time by posting the revised terms on this site. It is your responsibility to periodically review these Terms.

If you continue to use the Service after the revised Terms are posted, you accept and agree to the changes. You should check this page regularly to stay informed of any updates, as they will be binding on you.

By continuing to access or use our Service after any changes take effect, you agree to be bound by the updated terms. If you do not agree with the new terms, you must stop using the Service.

25. Waiver and Severability

If the Company waives any term or condition outlined in these Terms, it does not mean that the waiver applies to any other term or condition, nor does it imply a continuing waiver. Failure by the Company to enforce any right or provision does not constitute a waiver of that right or provision.

Should any part of these Terms be declared invalid, illegal, or unenforceable by a court or competent authority, that provision will be removed or restricted as necessary, while the remaining provisions will continue to be fully effective.

26. Logo Permission

By entering this agreement, the Customer grants the Company a non-exclusive, royalty-free license to use the Customer’s logo solely for the purpose of promoting and identifying the Customer as a client.

The Company may display the Customer’s logo on its website, in marketing materials, case studies, and other promotional content. The Company agrees to use the logo professionally and in accordance with any brand guidelines provided by the Customer. This logo usage right cannot be transferred and will remain effective for the duration of the agreement and any renewal periods, unless terminated in writing by either party.

27. Acknowledgement

BY USING THE SERVICE OR ANY OTHER SERVICES WE PROVIDE, YOU CONFIRM THAT YOU HAVE READ AND AGREE TO THESE TERMS OF SERVICE.

28. Contact Us

For feedback, comments, or technical support requests, please contact us via email at support@walletize.app.